Bata robeTubo pipeUlap, Bote, kalawakan 2. Mabilis- tuloy-tuloy itong binibigkas, walang antala at diin hanggang sa huling pantig.
In an ideal world, these mortgages are paid on time and are eventually fully paid including all the interest incurred by borrowing the money.
But unforeseen circumstances do sometimes happen, which lead to loan defaults and, worst of all, mortgages being foreclosed. Foreclosures are often painful on the part of the borrower and a hassle on the part of the lender.
This is the reason why lenders are very strict in evaluating loan applications. It is not uncommon for lenders to ask for very detailed personal and financial information from their clients. Why Loan Defaults Happen?
Given the fact that Housing Loan Default is something to be avoided, there are some reasons why they happen. Here are some common ones: Personal and Financial Problems — the loss of a job, emergencies, calamities, or being assigned to another city. Physical Flaws Of the Property — weak structure, dilapidated roads, flood-prone area, etc.
Legal Problems — land title disputes, marital problems Loan Default Leads To Foreclosure For regular Pag-IBIG Housing Loans, loan default happens when the borrower or any of his co-borrowers… fails to pay three consecutive monthly amortizations fails to pay monthly membership contributions fails to comply other obligations of the loan In the case of Pag-IBIG Rent-to-Own units, a default happens if you fail to pay three consecutive monthly rentals.
If the borrower defaults on a loan, the outstanding loan, accrued interest, penalties, fees and other charges become immediately due and demandable. A foreclosure is a very stressful situation.
Once you are at a point near that, knowing the options to take can greatly help. Sell the property and repay the loan. If you are lucky to have a friend or relative who has ready cash to pay for the property, this is the way to go. Have someone assume the loan.
Announcing to the whole world that you are in financial distress may help after all.
Who knows, someone down there might be a good candidate and he could be interested in assuming your loan. A Loan Restructure might help reduce the payments temporarily.
Just let it be. That is, just allow the lender to continue with the foreclosure. Some properties really deserved to be foreclosed, most especially those that are really giving you a lot of headache instead of a roof over your head. One of the ways of preventing loan default is by first being honest with your finances.
Before deciding to use a housing loan, consider your monthly expenses, you may have to do away some if your house is on top of your priority list.
This requires a lot of discipline. It is also very important that you know how to buy the right property that fits your needs.
Note From The Website Administrator: We also intended to help everyone who is facing a foreclosure. The property can be listed here FREE of charge for every web visitor to see.
To avail of the FREE service, please send the details or leave us a message using the contact form provided on this website.Most real estate purchases and investments are made with the use of borrowed money; that is by mortgage loans.
In an ideal world, these mortgages are paid on time and are eventually fully paid including all the interest incurred by borrowing the money. Erwin, pwede mong i-fill up yung form kahit saan and if may questions ka pa re that pwede mo namang i-ask kung andun ka na sa office.
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Was this answer helpful? Yes | No. Comment. Reply. Report. This answer closely relates to: Kahulugan ng pag ibig. Hi my question is does the american hates filipinos?
Why americans has a whiter skin than filipinos?